Tool financing: pay over time on Teng Tools, with Shop Pay Installments or Affirm
The price is the price. At checkout you choose how to pay it: in full, in four interest-free payments with Shop Pay Installments, or monthly with Affirm, including 0% APR plans on eligible orders. Every kit, cabinet and set on this site qualifies; the monthly figure sits under the price on each product page.
Available on orders shipped within the United States. Subject to an eligibility check; checking does not affect your credit score.
Three steps, no paperwork
- 01
Add to cart as usual
No financing markup and no separate application. The monthly figure under each price is the same offer you will see at checkout.
- 02
Choose how to pay at checkout
Under Payment, pick Shop Pay for installments or Affirm — Pay Over Time. Both run a quick eligibility check and show you the exact plan before you confirm.
- 03
Confirm and we ship
The provider pays us; you pay them on the schedule you chose. Your order leaves Fort Worth on the next business day wherever possible.
Orders ship from our Fort Worth, Texas warehouse the same way whichever way you pay. Same lifetime warranty, same support.
Type an order total, see what it comes to each month
Affirm prints its own figure for any total from $50 up. Shop Pay Installments tells you which plan an order size gets. Nothing here is a quote from us; the providers set the terms and show them at checkout.
Try a kit you have your eye on, or tap an example.
The figure updates as you change the total. "Learn more" opens Affirm, where you can check whether you prequalify — checking does not affect your credit score.
Exact amounts, dates and any interest are shown at checkout before you confirm.
Buying for a workshop, a school or a fleet?
Consumer financing is one way. Trade buyers usually want a quote, a purchase order and net terms, and tax-exempt handling where it applies. Build the kit you need and ask for a quote, or call and talk to a person in Texas.
Questions about an approval, a rate or a plan go to the provider, because they hold the details and we never see them: Affirm at affirm.com/help, Shop Pay at shop.app/help. Questions about the tools, the order or delivery come to us.
Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Affirm Pay in 4 payment option is 0% APR. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Financing Law license. Shop Pay Installments is offered on eligible US orders from $35 to $30,000; plan availability and any interest are shown at checkout.
Shop Pay Installments or Affirm: which one for your order
Both are offered at checkout on US orders. They suit different order sizes, and only one of them is reachable through the purple Shop Pay button.
| What matters | Shop Pay Installments | Affirm |
|---|---|---|
| Best for | Everyday orders, and anyone who already uses Shop Pay | Kits, cabinets and larger orders |
| Order size | $35 to $30,000 | From $50 |
| Interest-free option | 2 payments on $35–$50; 4 payments every two weeks on $50–$999.99 | Pay in 4 up to $399.99, and 0% APR monthly plans up to 12 months on eligible orders |
| Monthly plans | 3, 6, 12, 18 or 24 months on $150–$30,000; interest applies | Monthly plans on larger orders; rates from 0–36% APR |
| Where you choose it | The purple Shop Pay button, or "Shop Pay" under Payment in the standard checkout | Only under Payment in the standard checkout, as "Affirm — Pay Over Time" |
| Eligibility check | Quick check at checkout, no effect on your credit score | Quick check with Affirm, no effect on your credit score |
| Who you pay | Shop Pay Installments (powered by Affirm) | Affirm |
Shop Pay Installments plan rules as published by Shopify; Affirm terms as offered on this store. Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required.
How to pay with Affirm at checkout
Affirm is offered in the standard checkout. The purple Shop Pay button opens Shop Pay's own checkout, where the pay-over-time option is Shop Pay Installments, so if you want Affirm, follow these steps.
-
01
From the cart, press the black Check out button
Not the purple shop button under it. The purple button is the Shop Pay express checkout, and Affirm is not one of its options.
Watch for: The same purple button appears at the top of the checkout page under "Express checkout". Skip it there too.
Cart page: the black button leads to the standard checkout where Affirm is offered. -
02
Enter your email and delivery address
Fill in Contact and Delivery the normal way. Shipping is calculated once the address is in; orders over $99 ship free.
If Shop Pay recognises you: If you are taken to a Shop Pay screen or asked for a code sent to your phone, close it or choose to continue without Shop Pay, and you will be back in the standard checkout.
Standard checkout: the express buttons at the top are optional. Contact and Delivery are the real first steps. -
03
Under Payment, choose Affirm — Pay Over Time
The Payment section lists Credit card, Shop Pay and Affirm. Pick Affirm. Your billing address defaults to the shipping address.
Note: Choosing Shop Pay here gives you Shop Pay Installments instead. Both are fine; they are simply different plans.
Affirm selected. The checkout tells you it will hand you to Affirm to finish. -
04
Press Pay now and finish with Affirm
Affirm opens, confirms who you are, runs its eligibility check and shows the plans available for your order: Pay in 4 on smaller totals, monthly plans on larger ones, with the rate for each. Choose one, confirm, and you come back to your Teng Tools order confirmation.
Good to know: Nothing is charged until you confirm inside Affirm. If you change your mind, close the Affirm window and choose another way to pay.
On a phone the layout is the same: the black Check out button sits below the cart total, and the Payment section is the last step before Pay now.